Low Delinquency Levels, Steady Balance Growth Point to Stable Credit Market

Consumer credit markets continued their strong performance in the third quarter.

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Low Delinquency Levels, Steady Balance Growth Point to Stable Credit Market

Consumer credit markets continued their strong performance in the third quarter.

Learn more

The Industry Insights Report

The national mortgage delinquency rate (the rate of borrowers 60 or more days past due) declined to 2.40% in Q3 2015.

The mortgage delinquency rate has now dropped nearly 30% in the past year.

Total Mortgage Account Volume

Mortgage Delinquency Rate Percentages, by city

Mortgage Delinquency Rate Percentages, by age group

Mortgage Delinquency Rate Percentages, by state

The national credit card delinquency rate (the rate of borrowers 90 or more days past due) rose to 1.43% in Q3 2015, but is nearly half of the Q3 2009 reading of 2.76%.

Credit card debt per borrower since 2008

Credit Card Delinquency Rate Percentages, by city

Credit Card Delinquency Rate Percentages, by age group

Credit Card Delinquency Rate Percentages, by state

The national auto loan delinquency rate (the rate of borrowers 60 or more days past due) declined to 1.16% in Q3 2015, unchanged from Q3 2014.

Auto loan debt per borrower

Auto Loan Delinquency Rate Percentages, by city

Auto Loan Delinquency Rate Percentages, by age group

Auto Loan Delinquency Rate Percentages, by state

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